The story of Fairlo began when our founders, Jimmy and Shamon, saw first-hand how unfair and predatory lending practices can trap people in cycles of debt. Their mother had been misled by a large bank, and instead of being offered a lifeline, she was pushed further into financial difficulties. That injustice sparked something: to build a company that reimagines credit - rooted in transparency, flexibility, and respect. That company became Fairlo.

Where we are now

Since launching in 2018, Fairlo has helped tens of thousands of customers access responsible credit when life happens. With 35,000+ active users, a 4.7 Trustpilot rating from 4 100+ reviews, and an incredibly low churn rate, we’re proving that transparency and flexibility is not only the right thing to do - it’s a winning model.

We’re a tight team of 30 people based in Stockholm, Crete, and the UK. Backed by some of Sweden’s most experienced investors and driven by a culture that prizes kindness, courage, collaboration and common sense, we’re very proud of what we’ve built so far.

Where we’re going

In line with our long-term vision, we're entering an exciting new chapter of growth. This next phase is about scaling responsibly, driving innovation, and creating fair, transparent financial products that support our customers through every stage of life - all while staying true to our mission of building a fairer world, even when it comes to money.

That’s where you come in.

Are you our next Senior Product Manager?

As our new Senior Product Manager, you’ll join a mission-driven company where your work truly matters. This is a rare opportunity to step into a pivotal role at a fast-growing scale-up, where you’ll drive both strategic direction and hands-on execution.

We’re looking for an experienced Product Manager on a high career trajectory and an entrepreneurial mindset - someone eager to grow with the role and elevate both the product and the team. With a passion for innovation, strategy, and customer-centric solutions, you’ll play a key role in Fairlo’s next chapter as we work toward becoming the world’s most flexible and transparent lender. Along the way, you’ll see the real impact of your work and thrive in a collaborative, purpose-driven environment that values kindness, curiosity, and continuous learning.

Some of the things you’ll do:

• Opportunity identification - To expand our offerings through new products, product bundling, and differentiated value propositions.

• Product / customer understanding- Understand our current products and customers in detail (don’t leave anything to chance) so we build things that matter.

• Data - Use data to make decisions and push product improvements throughout the full product life cycle to drive key metrics in the right direction.

• Innovation - Drive product innovation, including personalisation, automation, and use of alternative data.

• Breakdown features into tickets - You’ll be comfortable creating tickets with the tech team to break new features and initiatives into tickets the tech team can implement.

• Research - Analyse customer and market data to identify trends, gaps, and opportunities in financial services and lending products. Lead market assessments, competitor analysis, and customer research to inform investment decisions.

• Roadmap - Own, lead and manage the product roadmap, ensuring stakeholders are involved and updates are communicated.

• Collaboration - Work with other teams to ensure all product decisions align with regulatory and industry standards.

• Leadership - Manage the product and design team to foster collaboration across the business and strive for excellence.

What we believe you bring:

• 5+ years of product leadership experience specifically within credit, lending, fintech, or digital banking.

• Proven experience managing product P&Ls, financial performance, and strategic commercial decision-making.

• Strong understanding of credit risk, pricing strategies, and regulatory compliance.

• Passion for fairness, financial inclusion, and responsible lending.

Even better if you also have:

• Experience from a credit institute or niche bank.

• Worked with Open Banking/PSD2 data.

• Experience in exploring and developing AI/ML solutions.

• Have a deep understanding of payment solutions.

Where you'll work

Mostly in our Stockholm office, with occasional travel to our tech hub in Crete and the UK team. We offer a hybrid model, competitive benefits, and - most importantly - a deeply supportive and purpose-driven culture.

If you’re ready to combine your credit expertise with a mission that truly matters, we’d love to meet you. Apply today and join us in creating a more fair financial world.