About Fairlo

For too long, people have been trapped in financial services designed to confuse - with hidden fees, rigid terms, and fine print that works against them. This has created cycles of debt and frustration instead of offering real support.

Fairlo exists to rewrite that story - building financial services that are transparent, flexible and designed to give people control, not take it away.

Since launch, we’ve helped thousands of customers solve temporary cashflow needs in real-time at rates that consistently beat banks & credit card providers. Powered by technology, our services are automated, easy to use, and built on transparency and fairness - no fine print, no nasty surprises.

As Fairlo grows, technology is becoming even more central to our mission: scaling our platform, launching new products, and ensuring reliability and security at every step. That’s why we’re now looking for more talented engineers to join the Fairlo Tech Hub in Heraklion.

Here, you’ll work with a diverse team fully integrated with product development in Sweden. When joining Fairlo, you can be sure you're joining a company investing deeply in people, technology, and community, and you will have the chance to contribute directly to building one of the most exciting and respected tech hubs in Europe.

What you’ll do

As a Senior Backend Engineer at Fairlo, you’ll be part of a team where collaboration, curiosity, and responsibility guide the way we work. We are looking for engineers who enjoy solving problems, writing clean, maintainable code, and being part of a team that creates financial services people can truly trust. In this role, you will work together with a passionate team in shaping the future of our core services and your work will involve:

• Build and maintain core services - from designing APIs to implementing integrations with AWS and third-party providers.

• Own the full development cycle - from requirements and architecture to coding, testing, deployment, and monitoring.

• Ensure quality and scalability - keeping systems reliable, secure, and built to handle growth.

• Collaborate across functions - work closely with product, design, and other engineers to deliver user value quickly and iteratively.

• Continuously improve - challenge solutions, explore new technologies, and bring fresh ideas to keep Fairlo’s platform evolving.
  
  

Requirements

As a Senior Backend Engineer, we believe you:

• Have at least five years of experience in backend development within a professional setting.

• Have hands-on experience with modern backend frameworks such as Express.js, Nest.js, .NET / .NET Core, or Spring. Proficiency with relational databases is expected.

• Have a background that includes developing web applications optimized for cloud environments, particularly AWS.

• Have a solid grasp of web protocols, systems architecture, design principles, and patterns necessary to build scalable web applications.

• Are accustomed to working in an agile development environment and thrive in fast-paced, collaborative settings.

• Knows how essential good communication is, and are fluent in English as it is our working language.
  
  

Nice to have:

• Experience with express.js web framework.

• Experience with Postgres.

• Experience with microservices.

• Experience in TDD and other testing practices.

• Contribution in open-source projects.

• University and/or Postgraduate Degree in the field of Computer Science, Software Engineering, Informatics or related field of studies.

Benefits

Joining Fairlo means you'll:

• Get creative freedom along with the opportunity to build excellent services choosing architectural and technical frameworks.

• Be part of building the financial world you’d like to live in.

• Get a competitive salary and benefits package.

• Hybrid working framework.

• High-end laptop and equipment.

• Top location in Heraklion.

• Being part of a team that will support each other, have fun together and thrive.

• 30 days of paid holidays per year on top of bank holidays.

• 3 extra free sick leave days per year.

• Private health insurance.
  
  

At Fairlo, you’ll not only be part of pioneering technological advancements but also join a team that values growth and innovation. Start your journey with us and help drive the future of technology at Fairlo!

We can't wait to hear from you!